Banking Articles
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Nov. 5, 2024 | By Lyle Daly
3 Savings Accounts That Will Earn You More Than a Wells Fargo Account
Wells Fargo savings accounts don't pay much interest. Check out three high-yield savings accounts you could use to earn more from your money.
Nov. 5, 2024 | By Matt Frankel, CFP®
The Federal Reserve Could Give Savers Good News in November -- Here's Why
Rate-cut expectations have come into focus lately, and they could be good news for people with savings accounts. Find out more here.
Nov. 5, 2024 | By Matt Frankel, CFP®
3 Reasons You Should Open a High-Yield Savings Account Right Now
A high-yield savings account can be an excellent financial tool. Here's why you should finally make the switch.
Nov. 5, 2024 | By Ashley Maready
3 Great CDs to Check Out in November 2024
CD rates are still high -- but expect them to fall over the coming months. Read on for three picks to lock in a competitive rate this month.
Nov. 5, 2024 | By Brittney Myers
Why I'm Choosing High-Yield Savings Accounts Over CDs Right Now
CDs can lock in your rates and grow your savings, but they aren't ideal for every situation. See when to consider a savings account instead.
Nov. 5, 2024 | By Lyle Daly
This Is How Much Money You Can Make With $50,000 in a High-Yield Savings Account
A high-yield savings account is a great way to grow your savings. Discover how much passive income you could earn with $50,000 in one of these accounts.
Nov. 5, 2024 | By Kristi Waterworth
3 Reasons to Open a CD in November
November is the gateway to the holiday season, but it's also a great time to secure some passive income with a certificate of deposit. Learn why here.
Nov. 5, 2024 | By Steven Porrello
These 3 Savings Accounts Will Earn You More Than Capital One's 4.00% APY
You don't have to settle for a 4.00% APY. Learn which high-yield savings accounts have the best rates we've found today.
Nov. 3, 2024 | By Kailey Hagen
2 Important 2025 Banking Changes Everyone Should Know About
Saving and borrowing money is going to look a lot different next year. Here's what to expect.
Nov. 3, 2024 | By Maurie Backman
3 Pitfalls of 5% CDs Everyone Should Know About
You might think higher CD rates are a good thing. Read on to see why you're at least somewhat wrong.
Nov. 3, 2024 | By Lyle Daly
Why You Shouldn't Keep Your Emergency Fund in a CD, Even With Rates as High as 5%
Putting your emergency fund in the wrong type of account can be risky. Find out why CDs aren't a good choice for emergency savings.
Nov. 3, 2024 | By Lyle Daly
5 Underrated Perks of High-Yield Savings Accounts
There's more to high-yield savings accounts than an impressive APY. Discover the underrated perks that you could get from this type of account.
Nov. 3, 2024 | By Lyle Daly
Prediction: High-Yield Savings Rates Will Fall Below 4% in 2025
A recent rate cut led to lower APYs on high-yield savings accounts. Find out what savings rates could look like next year and how to prepare for it.
Nov. 2, 2024 | By Maurie Backman
Here's Why I'm Not Opening Any More CDs This Year -- Even Though Rates Are Still Close to 5%
CD rates are still attractive. But read on to see why this financial writer is done with them for the year.
Nov. 2, 2024 | By Maurie Backman
3 Reasons CDs Aren't as Risk-Free as You Think
Are CDs truly a risk-free savings option? The answer is complicated. Read on to see why.
Nov. 2, 2024 | By Matt Frankel, CFP®
What You Need to Know About CD Rate Changes for 2025
CD rates have started to fall. What should savers expect in 2025? Read on to find out.
Nov. 2, 2024 | By Maurie Backman
3 Reasons Not to Be Disappointed With Falling CD Rates
Falling CD rates aren't totally bad news. Read on for the upside of lower CD rates.
Nov. 2, 2024 | By Ashley Maready
Forget Paper Checks: Here's Why It's Time to Use Other Payment Methods
Paper checks expose you to fraud, and they're massively inconvenient. See why you should switch to another way to pay.
Nov. 1, 2024 | By Maurie Backman
Is $10,000 Too Much Money to Keep in Your Checking Account?
You don't want to overfund your checking account. Here's how it could cost you big time.
Nov. 1, 2024 | By Maurie Backman
Is $1,000 Too Little to Keep in Your Checking Account?
It's important to have sufficient funds in your checking account. Read on to see if $1,000 gets the job done.
Nov. 1, 2024 | By Lyle Daly
Need a High-Yield Savings Account? Here's My No. 1 Choice
A high-yield savings account is a smart way to maximize your savings. Check out one of the top options with a competitive APY and no monthly fees.
Nov. 1, 2024 | By Maurie Backman
Interest Rates Are Falling. Does a Savings Account Still Make Sense?
You should have a savings account open at all times, even when interest rates are downright terrible. Read on to see why.
Nov. 1, 2024 | By Maurie Backman
Prediction: CDs Won't Be as Popular in 2025 for These 2 Reasons
The appeal of CDs is likely to wane in the coming year. Read on to see why.
Oct. 30, 2024 | By Natasha Etzel
Follow This 52-Week Savings Challenge to Save an Extra $10,000 in 2025
If you want to save $10,000 in 2025, why not make a game of it? You can have fun while you tackle your savings goals. Check out this 52-week savings challenge.
Oct. 29, 2024 | By Maurie Backman
CD Rates Could Fall After Nov. 7 for This Key Reason
Want to get ahead of falling CD rates? Read on to see why it pays to take action before Nov. 7.
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