Mortgage Articles
Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.
Recent Articles
Nov. 3, 2024 | By Kristi Waterworth
3 Reasons You Should Never Buy a House When You Retire
People are commonly advised to buy a home when planning for retirement, but it's not always the right solution. Find out why you shouldn't consider buying.
Nov. 2, 2024 | By Maurie Backman
3 Reasons Not to Sign a Mortgage Today -- Despite the Lower Rates
Mortgage rates have been declining. But here's why you may want to hold off on signing a home loan.
Nov. 1, 2024 | By Matt Frankel, CFP®
How Much Cheaper Is It to Buy a Home With Excellent Credit?
It isn't just the current interest rate environment that affects your mortgage rate. Find out how important good credit is.
Nov. 1, 2024 | By Emma Newbery
3 Compelling Reasons Why Renting Beats Having a Mortgage
Recent home buyers have regrets, particularly because of unexpected costs. Find out why renting can make more financial sense and give you more freedom.
Oct. 29, 2024 | By Dana George
Do Elections Affect the Housing Market? Here's What Experts Say
Election cycles raise questions about the impact on home sales for both home buyers and sellers. Take a look at what we've learned.
Oct. 29, 2024 | By Steve Strauss
First-Time Homebuyers: 3 Proven Ways to Save for a Down Payment Faster
Most mortgages require a down payment. Check out three strategies to help you save up faster to make homeownership a reality.
Oct. 29, 2024 | By Kristi Waterworth
Decoding the Impact of Lower Mortgage Rates on Home Buying
Lower mortgage rates are almost certainly coming, but lower than what? And will they be low enough? Read on to learn about the near future for home buyers.
Oct. 28, 2024 | By Kristi Waterworth
How 2025's Updated 30-Year Mortgage Rates Will Affect Your Wallet
Wondering how the Fed's rate cuts are going to affect your wallet? Look no further than your mortgage for the biggest answers. Read on to learn more.
Oct. 28, 2024 | By Matt Frankel, CFP®
Why Waiting Until 2025 Could Save You Thousands on a New Home
Mortgage rates have come down quite a bit, but this could be just the beginning. Check out how much you could save by waiting.
Oct. 28, 2024 | By Chris Neiger
What's the Chance of 3% Mortgage Rates Returning?
Mortgage rates aren't likely to fall back down to 3% anytime soon. Read on to find out where they might be in the next year.
Oct. 27, 2024 | By Jordi Lippe-McGraw
Home Prices Are Actually Falling in These 5 States
Discover which U.S. states are seeing home prices drop in 2024. Learn where to buy and how to lock in the best mortgage rates.
Oct. 27, 2024 | By Matt Frankel, CFP®
Refinancing Alert: Take Advantage of Falling Mortgage Rates Now
Mortgage rates have fallen significantly over the past year. Find out what you should know about refinancing.
Oct. 21, 2024 | By Kailey Hagen
Mortgage Rates May Be Falling, but You'll Regret Refinancing Now
Mortgage rates have already fallen, but this is only the beginning. Here's why you should hold off on refinancing.
Oct. 20, 2024 | By Danielle Antosz
Don't Miss Out: Is Now the Time to Refinance Your Mortgage?
With interest rates dropping, even a small rate decrease can save you money. See how to calculate your break-even point and weigh the benefits before refinancing.
Oct. 18, 2024 | By Kristi Waterworth
Prediction: Here's When to Start Your Mortgage Refinance Process
It's hard to predict the exact time to refinance your home loan. Read on for some tips to help you figure out when it makes sense.
Oct. 18, 2024 | By Ashley Maready
Forget a Mortgage: 5 Reasons Why It's Better to Rent
Owning a home isn't right for everyone and every situation. Discover a few advantages of renting over buying.
Oct. 17, 2024 | By Ashley Maready
Can You Afford to Buy a House? Here's How to Find Out
Buying a home isn't cheap. Read on to learn how to tell if you can actually fit homeownership into your budget.
Oct. 16, 2024 | By Maurie Backman
Will Mortgage Rates Ever Fall Below 3% Again?
Mortgage rates are creeping downward. But are sub-3% mortgages ever going to be in the cards again? Keep reading to find out.
Oct. 15, 2024 | By Maurie Backman
Mortgage Rates Are Falling. But Here's Why You Should Wait to Buy a Home
You might pay less interest on a mortgage now than you would've earlier in the year. But read on to see why waiting to buy still makes sense.
Oct. 15, 2024 | By Chris Neiger
What Could Falling Home Prices Mean for You?
Home prices are falling in some markets. Read on to find out how it makes homeownership more affordable.
Oct. 14, 2024 | By Maurie Backman
Mortgage Rates Are Falling. Should You Sell ASAP?
You may want to sell your home sooner rather than later for one big reason. Read on to see what it is.
Oct. 13, 2024 | By Maurie Backman
Mortgage Rates Are Falling. Ask Yourself These 3 Questions Before Refinancing
You may be eager to refinance now that mortgage rates are dropping. But should you? Ask these questions to find out.
Oct. 13, 2024 | By Maurie Backman
October Could Be a Great Month to Sell Your Home. Here's Why
Been waiting to list your home? Read on to see why October may be the perfect time.
Oct. 11, 2024 | By Matt Frankel, CFP®
You Might Be Shocked by How Much Cheaper It Is to Buy a Home Compared to Last Year
You can save thousands of dollars on interest each year, thanks to 2024's lower mortgage rates. Keep reading to learn more about this development.
Oct. 11, 2024 | By Kristi Waterworth
Housing Is Up 4.9%, According to the September CPI. Here's How to Fit It Into Your Budget
Housing is up again, but you don't have to pay more. Here are some tips for getting your housing costs down and keeping them there.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.